One of the most common investments made to improve the value of a home, both for sellers and buyers, is remodeling. The industry has thrived in times of economic growth and a solid housing market nationally, but it’s not all created equal. A new report from Harvard University’s Joint Center for Housing Studies projects that […]
Natural disasters have always been a practical concern for real estate investors. Putting together a portfolio that combines safety and high performance is often the goal, and sometimes the most attractive locations happen to be in a danger zone. For decades now, the question of climate change has been a subject of debate in the […]
Over the first half of 2019, mortgage rates in the United States dipped to near-historic lows. Americans who were paying attention have reaped the benefits of refinancing, and there’s now enough data to prove they have a good gut sense. Mortgage liquidity provider Fannie Mae conducts a monthly survey in which U.S. citizens are asked […]
Mortgage interest rates have hit their lowest levels since 2016. The favorable environment now opening up for consumers is sending ripple effects through the economy. As the Federal Reserve moves closer to easing monetary policy, there’s no immediate sign that the near-record low rates will reverse. The most recent Freddie Mac rate report had the […]
Simplifying the mortgage loan application process for the average consumer has been one of the biggest motivations driving change in an industry known for complications and delays. The fintech space is likely about to see big growth from one of its fast-growing players in Blend. The San Francisco-based company digitizes paper processes for more than […]
Reverse mortages can be a valuable product for seniors in the United States who live in a particular set of circumstances that support their financial well-being. For others, drawing on home equity can prove to be a dangerous bet that ultimately impacts the housing market in the wider community. A recent study conducted by USA […]
The rise of short-term rental services such as Airbnb and VRBO has had an enormous impact on how people plan vacations. This trend has also created an exciting alternative for those who invest in rental properties. Deciding whether to use a property as a short-term rental is largely a matter of location and regulation. Because […]
Ever since the 2008 recession, the trend of rebounding home values and stagnant income growth has made it increasingly difficult for working professionals to afford purchasing a home. A new study on how this pattern has impacted one particular profession in the United States — nursing — shows that Philadelphia is the second-best place in […]
Mortgage rates in the United States dipped to their lowest levels since September 2017 last week, sticking to about 3.82% for a 30-year-fixed mortgage on June 7. What was unexpected about this drop is that it held firm for about five straight days. Typically, these drops are reversed more quickly as Mortgage News Daily noted […]
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Gregory Englesbe is an Investment Banker and business leader living in Cherry Hill, New Jersey.
An experienced mortgage professional, Greg has secured more than $500 billion in sales throughout his 30 years in the residential mortgage business.