Falling mortgage rates could unlock buyers, but supply will decide 2026

Mortgage rates have moved down to roughly 6 percent, their lowest level in more than three years. After a prolonged stretch above 7 percent, that shift meaningfully improves affordability and has the potential to bring sidelined buyers back into the market. The larger question for 2026 is not whether demand returns. It is whether housing […]

A Season of Giving Brought to Life

The holiday season has a way of bringing people together around what truly matters. It is a time for reflection, gratitude, and generosity, and those themes were on full display at the Annual Holiday Cabaret Luncheon Concert benefiting A Safe Haven for Newborns. The event was a meaningful reminder of how powerful community support can […]

Preparing for the Fed’s Next Move and the New Era of Smart Asset Allocation

I’m watching closely at the upcoming Federal Reserve meeting as many expect a rate cut that could mark a turning point for the economy in Q1-Q2 2026. Easing rates would lower borrowing costs, excite corporate investment and consumer spending, and could breathe fresh life into both real-estate demand. For someone with significant allocations across diverse […]

Greg Englesbe

Approaching Investment Diversity in 2026: Lessons From My 2025 Strategy

As I plan for 2026, I am more convinced than ever that a truly diverse investment strategy must reach beyond traditional assets. The past year showed me how important it is to build a portfolio that can perform across very different economic conditions. In 2025, that meant strengthening my position in cryptocurrency, reinforcing my holdings […]

Image by F. Muhammad from Pixabay

Why Late Fall and Early Winter May Be the Best Time to Buy a Home

As 2025 winds down, the U.S. housing market sits at a delicate crossroads. Inflation remains stubbornly high, tariffs have inflated building material costs, and investors like me are hedging uncertainty through gold and cryptocurrency — both of which have surged in value this year. This pivot toward alternative assets, now in the hundreds of millions […]