Heading into to 2022, there was some optimism that the runaway housing market in the United States might come back down to Earth a bit after the unprecedented rise in home prices seen during the first two years of the coronavirus pandemic. It’s beginning to look like that assessment may have been a bit premature. […]
The start of 2022 comes with a fresh reminder that the coronavirus pandemic is still evolving with the emergence of the omicron variant. COVID-19 continues to be a disruptive force in public health and the economy. It came as a surprise to some that the pandemic, rather than send the U.S. housing market into a […]
When I established EMM Loans in 2004, I had a vision of building a personal and progressive residential mortgage lender that home buyers would rush to recommend. Our core mission was to put people first — ahead of any process — and be the lender that buyers deserve as they enter a pivotal chapter in […]
The staggering statistics of the opioid epidemic in the United States don’t even begin to tell the story of the suffering, loss and heartbreak felt by grieving families and communities across the country on a daily basis. A crisis that has been raging for years only deepened during the COIVD-19 pandemic, whose overwhelming impact on […]
The historic combination of factors that produced soaring U.S. home prices and a hyper-competitive real estate landscape during the coronavirus pandemic will become a case study for the ages in the years to come. Homeowners who managed to sell at a significant markup may have seen their fortunes dramatically change for the better, making good […]
One of the far-ranging effects of a supply shortage for would-be homebuyers in the United States is that more and more people who are priced out of home ownership are left instead to rent. Even before the pandemic, large cities in the U.S. had been anticipating growth in rental demand by building new multifamily properties […]
The starkest months of the coronavirus pandemic presented a sobering view of commercial real estate in the United States, with plummeting values across lynchpin sectors such as office buildings, hotels and malls that historically have been key investment properties. Other sectors saw significant growth during 2020 that was directly driven by the realities of such […]
Has it become too difficult for the average U.S. homebuyer to find and afford a property? As we reach the final stretch of 2021, we now have roughly 18 months of data and experience on how the coronavirus pandemic has changed housing markets across the country. The biggest takeaway is that home prices have accelerated […]
Years from now, when economists look back at the various impacts of the coronavirus pandemic, it may turn out that the most consequential shift will be the expansion of work-from-home policies and the way they change how we organize our lives. One of the most obvious fallouts of remote work is that commercial office space […]
Pandemic policies have undoubtedly shaped the way the U.S. housing market has functioned throughout the health crisis, which has had countless ripple effects across different industries and walks of life. In the housing market, the most obvious headlines of the pandemic have been the soaring sale prices, bitter competition, vacation home boom and limited inventory […]
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Gregory Englesbe is an Investment Banker and business leader living in Cherry Hill, New Jersey.
An experienced mortgage professional, Greg has secured more than $500 billion in sales throughout his 30 years in the residential mortgage business.